Application Checklist
Identification
· Two forms of Identification for each borrower (Examples include: Drivers License/State ID and Social Security/ITN Card)
W-2s
· Last two years of W-2s from each employer
Your W-2 is given to you every year by your employer so you can do your
taxes. A copy of your W-2 should be attached to your tax return, so you should be able to find it there. If you filed electronically, you or your tax preparer should have a copy of your W-2.
One Month of Paystubs
• Paid Weekly – Last four consecutive paystubs
• Paid every two weeks – Last two consecutive paystubs
• Paid twice a month – Last two consecutive paystub
• Paid monthly – Last paystub
Bank Statements
· You most recent two months of bank statements. Your bank statements must reflect you have enough money to afford the down payment and closing costs. If there are any large deposits please provide a detailed explanation
***ALL APPLICANTS MUST HAVE A CHECKING ACCOUNT
Self Employed
If you ARE SELF-EMPLOYED or you get paid any commissions, we also need your most recent two years of tax returns, signed. Don’t forget to include all pages and schedules. If you own a business, we’ll also need the most recent two years of personal tax returns and any business returns you filed for your company (e.g., 1120, 1120S, Schedule K-1 / 1065).
Other Documents
· Documentation of other income you want to be considered for repayment
· Homeowner’s Insurance Quote (if a sales contract has been signed)
ALL REQUESTED DOCUMENETATION CAN BE EMAILED TO patrick@rthb-group.com
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